Check the program first, then decide the order of purchase and construction.
Some subsidies require action before signing a renovation contract, placing an order, or starting work. Check eligibility while you are still considering the property, not after you buy it.
Program details were checked against official information as of September 24, 2026.
Find a program by what you want to do
Families with children | Buy + renovate an existing home
Buy an existing home
Kyoto Anshin Sumai Support Grant | Up to ¥2 million
Support for households with a preschool child, including pregnancy, that buy an existing home in Kyoto City and renovate it afterward using a Kyoto City contractor.
View program details →
Also open to families | Insulation & windows
Make a cold home warmer
京都市断熱改修｜上限120万円
Insulation upgrades for windows, glazing, ceilings, exterior walls and floors in existing detached homes. Depending on the plan, solar power and energy-saving equipment may also qualify.
View program details →
Also open to families | Seismic upgrades
Improve an older wooden home
本格耐震｜最大200万円
Supports seismic and fire-safety upgrades for qualifying wooden homes whose construction began on or before May 31, 1981.
View program details →
If you are considering a Kyoto machiya
Renovate a Kyoto machiya
重要京町家｜最大500万円
Programs are available to help cover exterior, interior, and equipment renovation costs for machiya in designated districts and Important Kyoto Machiya.
View program details →
Quick comparison | Who can use each program?
| 制度 | Main purpose | Family requirement | Typical maximum |
|---|
| Kyoto Anshin Sumai Housing Support Grant | Existing-home purchase + renovation | Household with a preschool child, including pregnancy | 200万円 |
| Kyoto City Existing-Home Insulation Renovation Subsidy | Insulation + energy-saving equipment | None | 断熱120万円／全体300万円 |
| Housing Energy Efficiency 2026 | Insulation, windows, water heating, etc. | None | Varies by program and work |
| Machi no Takumi Plus | Seismic & fire safety | None | 木造200万円／京町家300万円 |
| 京町家改修補助金 | Machiya preservation & renovation | None | 200万円～500万円等 |
1. Kyoto Anshin Sumai Support Grant | Families buying an existing home
Households with a preschool child
基本100万円＋加算最大100万円＝最大200万円
This program supports long-term settlement or relocation to Kyoto City and encourages the circulation of existing homes. It has been extended through FY2026 and FY2027, with enhanced additions for larger families from FY2026.
- 基本要件：A household with a preschool child, including pregnancy.
- 住宅：Buy an existing home at least five years old, priced at ¥5 million or more before tax, as your primary residence.
- 改装：After purchase, carry out renovation work by a contractor based in Kyoto City.
- 加算：Additional grants may apply for two or more children, three or more children, moving in from outside Kyoto City, or buying a Kyoto machiya or certified management-plan condominium. ¥500,000 per item, up to two items.
- 事前申出：For FY2026, entry is available through March 31, 2027, and must be made within one year of the sale contract date.
Kyoto City official | Kyoto Anshin Sumai Support Grant →
Mind the order of steps. Kyoto City notes that signing a renovation contract or changing your registered address before entry may make you ineligible. The program can be used after the sale contract, but confirm and complete entry before renovation contracting or moving.
2. Kyoto City Existing-Home Insulation Subsidy | Insulate a detached home
既存戸建住宅
Insulation: 2/3 of eligible cost, up to ¥1.2 million
Supports insulation upgrades in existing detached homes in Kyoto City, centered on windows and glazing. Some work patterns can also cover solar panels, batteries, air conditioners, and water heaters.
- Pattern 1: Upgrade windows/glazing plus at least one of the ceiling, exterior walls, or floor.
- Pattern 2: Upgrade all windows/glazing in the home and install solar power equipment.
- Insulation work is capped at ¥1.2 million; total eligible work including equipment is capped at ¥3 million per home.
- FY2026 applications are accepted from May 1 through November 30, 2026.
Kyoto City official | Existing-home insulation subsidy →
You must apply before contracting, ordering, or starting work. If you sign with a contractor first, you may become ineligible. Check the program while finalizing the scope of work.
3. Housing Energy Efficiency 2026 | Check national support for windows, insulation and water heating
National renovation support
Mirai Eco Housing 2026: ¥400,000–¥1,000,000 per home
Japan's Housing Energy Efficiency 2026 Campaign includes several renovation programs, including Mirai Eco Housing 2026, Advanced Window Renovation 2026, and Water Heater Energy Saving 2026.
- Mirai Eco Housing 2026: ¥400,000–¥1,000,000 per home depending on when the home was built and the renovation scope.
- Advanced Window Renovation 2026: up to ¥1 million per home.
- Water Heater Energy Saving 2026: fixed subsidies by unit for eligible high-efficiency water heaters.
- Applications close when the budget is exhausted and are filed through registered contractors.
Housing Energy Efficiency 2026 official | Renovation →
Kyoto City and national subsidies may not be combined for the same work and the same expense. In some cases they can be combined by separating work items or eligible costs, so ask the contractor exactly which program will be applied to which work.
4. Machi no Takumi Plus | Seismic upgrades for older wooden homes and machiya
Seismic & fire-safety upgrades
本格耐震：木造住宅 最大200万円／京町家 最大300万円
An important program for households that want to buy an older home and live there long-term. Eligibility depends on construction date, building method, and other conditions.
- 木造住宅：Requirements include construction starting on or before May 31, 1981 and three stories or fewer.
- 京町家：For machiya, conditions include construction starting on or before November 22, 1950, two stories or fewer, and traditional construction methods.
- 本格耐震：木造住宅最大200万円、京町家最大300万円。
- 簡易耐震：木造住宅最大40万円、京町家最大60万円。
- 申請期間：From April 13 to December 25, 2026, ending early if the budget is exhausted.
Kyoto City official | Machi no Takumi Plus →
5. Kyoto Machiya Renovation Subsidy | Preserve a machiya for the next generation
Expanded from FY2026
Machiya in designated districts: up to ¥2 million / Important Kyoto Machiya: up to ¥5 million
Supports renovation needed to preserve and pass on Kyoto machiya. From FY2026, subsidy rates, caps, and eligible work were expanded to include certain interior, equipment, and insulation work.
- Machiya in designated districts: 2/3 subsidy rate, normally up to ¥2 million for exterior, interior, and equipment work.
- Important Kyoto Machiya: 2/3 subsidy rate (3/4 for designated Important Landscape Structures), up to ¥5 million.
- Even an undesignated machiya may qualify for up to ¥5 million for special exterior work if designation as an Important Kyoto Machiya is planned.
- FY2026 applications opened April 1, 2026 and close when the budget is exhausted.
Kyoto City Machiya Information | Renovation subsidies →
Do not choose an existing home based on subsidies alone
Eligibility for a subsidy does not mean the home is a good purchase. For older detached homes in Kyoto, also check seismic safety, leaks, tilt, encroachments, rebuildability, road access, renovation history, and insulation performance.
Main official sources checked on September 24, 2026
Availability depends on budget, application status, and work details. Always check the latest official information before applying.